We compare over 20 lenders
We search through offers from over 20 lenders to find you the car loan that will best suit your needs~.
Top tips to consider when buying a car
- Don’t just look at the interest rate when choosing your car loan
Low rate loans may seem great on paper, but could include hidden fees and charges that can really add up over time.
- Consider loans that let you pay extra on top of your monthly repayments
This is a great way of reducing the overall cost of the loan, but not all lenders will allow you to do this, and some of them will charge you extra fees for early repayment
- Consider total costs
Make sure you consider the total cost of the loan over time, for example break costs and monthly charges, not just the monthly repayment
- Read the fine print
Make sure you read the fine print of your loan agreement so you really understand any additional fees and charges and how they will impact your total repayments
- Lease or buy?
There are important differences between leasing and buying a car, and it's worth having a good idea of how each option works to make the right choice for you. Read more here to decide if leasing a car is right for you.
Our tips to avoid regrets
- Stop, compare, be informed
The key to getting a good deal on your next car is homework. Research the market value of any vehicle you're planning to trade in – this will give you a head start in price negotiations. And never be pressured into signing up for a purchase on the spot.
- Speak to a loan expert
Most importantly, talk to a Viva Capital Global broker to see how other forms of car finance compare. It may turn out the 0% offer is right for you but at least you'll be able to enjoy the vehicle knowing you made an informed choice.
